Contributor: Sandra Nickel, (800) HAT-LADY, [email protected],

Contributor: Mike Keracher, (256) 549-1433 ext 101, [email protected],

Deed type: Deed of trust and mortgage deed

Foreclosure process: Judicial and nonjudicial (more common)

Process period: 60-90 days

Notice of default: Not required by state, but may be required by mortgage

Notice of sale: 3 weeks in a local newspaper and posted at the courthouse and 3 other public places, or as specified in mortgage

Redemption period: Yes, 12 months

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