Review Your HUD 1 Settlement Statement on the Day before the Closing

Under RESPA, the buyer and seller are allowed to review their HUD 1 Settlement Statement 24 hours in advance of the scheduled closing date. The last time that I used a title insurance company to act as my closing agent, I found a bogus $250 document preparation fee tacked on to my HUD 1, even though the title insurer did not prepare any title transfer documents. The title agent who made the calculations tried to explain the $250 overcharge as an "honest mistake." Sure it was! You can review and fill out a HUD 1 Settlement Statement online at my web site on the following web page: www.thomaslucier.com/HUD1SettlementStatement.pdf.

-RESOURCES-

The following is a listing of over 100 real estate-related web sites, which every serious option investor should have book-marked on his or her personal computer.

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